Disclaimer

OSRMT WEB SITE TERMS AND CONDITIONS OF USE

INTRODUCTION

Welcome to the combined web site of the Oklahoma Schools Risk Management Trust (OSRMT). OSRMT is a self-insurance pool for Oklahoma school districts and provides property/casualty insurance programs and related services. The Sandner Group – Insurance Program Managers (TSGIPM) serves as the Program Administrator for OSRMT.

Please review the following terms and conditions concerning your use of this web site (the "OSRMT Site"). By accessing, using or downloading materials from this OSRMT Site, you signify your agreement to these terms and conditions. If you do not agree to these terms and conditions, please do not use or access this OSRMT Site.

USE OF OSRMT SITE

You may download, view, copy and print information and materials incorporated in the OSRMT Site ("Content"), subject to the following: (1) the Content may be used solely for informational, non-commercial purposes within your organization; and (2) the Content may not be modified or altered in any way. Except as expressly provided above, you may not use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit or distribute any Content from the OSRMT Site in whole or in part without the prior written permission of OSRMT. In no event may you remove any copyright or other proprietary notices or legends appearing on this OSRMT Site.

You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content.

OWNERSHIP RIGHTS

All right, title and interest (including all copyrights, trademark rights and other intellectual property rights) in and to the OSRMT Site and all Content appearing on the site, including all software applications and programming used to create or operate the site, is and shall remain the sole property of OSRMT, or its licensors, as applicable.

All trademarks, service marks, logos, slogans and other proprietary marks appearing on the OSRMT Site are the trademarks and exclusive property of OSRMT or the identified trademark owners. Nothing contained on this OSRMT Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this site without the written permission of OSRMT or such third party that owns the trademark.

PRODUCTS AND SERVICES

The information contained on this OSRMT Site is not intended to constitute an offer to sell or a solicitation in connection with any product or service offered by OSRMT or any affiliated company. The products and services referenced herein are available only to public school districts in the State of Illinois, and are sold only through appropriately licensed Sandner Group - Alternative Risk Solutions Agents. Your eligibility for particular products and services is subject to final determination by OSRMT and/or their affiliates.

The information and descriptions contained herein are not intended to be a complete description of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. The precise products/services offered by OSRMT are subject to the terms, conditions and exclusions of the applicable instruments, policies or agreements governing such products/services.

LINKS

This OSRMT Site may be linked to other web sites which are not maintained by OSRMT. OSRMT is responsible for the content or operation of these sites. The inclusion of any link to such web sites does not imply approval of or endorsement by OSRMT of the sites or the content thereof.

DISCLAIMERS

THE OSRMT SITE AND THE CONTENT PROVIDED HEREIN IS PROVIDED ON AN "AS IS" BASIS AND OSRMT EXPRESSLY DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, OSRMT DO NOT WARRANT THE QUALITY, CONDITION, ACCURACY, ADEQUACY OR COMPLETENESS OF THE CONTENT, AND OSRMT EXPRESSLY DISCLAIM ANY LIABILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT. NEITHER OSRMT GUARANTEES CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THE OSRMT SITE, AND OPERATION OF THE OSRMT SITE MAY BE INTERFERED WITH BY NUMEROUS FACTORS OUTSIDE OF THEIR CONTROL.

OSRMT DISCLAIM ALL RESPONSIBILITY AND SHALL NOT BE LIABLE FOR ANY LOSS, INJURY, CLAIM, COST, EXPENSE, DEFICIENCY, LIABILITY, OR DAMAGE OF ANY KIND, INCLUDING ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF OSRMT HAS BEEN ADVISED OF THE POSSIBILITY OF THE SAME, RESULTING FROM, ARISING OUT OF OR IN ANY WAY RELATED TO (A) ANY ERRORS IN OR OMISSIONS FROM THE OSRMT SITE AND ITS CONTENT, INCLUDING BUT NOT LIMITED TO OUTDATED INFORMATION AND TYPOGRAPHICAL ERRORS, (B) THE UNAVAILABILITY OF THE OSRMT SITE OR ANY PORTION THEREOF, (C) YOUR USE OF THE OSRMT SITE, OR (D) YOUR USE OF ANY EQUIPMENT OR SOFTWARE IN CONNECTION WITH THE OSRMT SITE.

PRIVACY

Please review our Privacy Policy in addition to these Terms and Conditions of Use

The Oklahoma Schools Risk Management Association
2801 North Lincoln Boulevard, Suite 219
Oklahoma City, OK 73015